Javarah “Jay” Joseph CRPC™ started from humble beginnings. He’s 1 of 4 raised by a single mother and not knowing his biological father. Jay pushed forward and became the 1st in his generation to graduate from a 4-yr university with a Bachelors in Accounting, from the University of North Florida.

Jay worked hard to achieve a goal of being wealthy without having to entertain others in order to provide for his mother and help others do the same. This desire led Jay on a path to becoming a licensed financial advisor of 13 years, obtaining his series 7, series 66, series 9, and CRPC designation (Charted Retirement Planning Counselor).

While working at Merrill Lynch as a financial advisor, Jay has helped thousands of clients and managed millions of dollars assisting people on their wealth journey. Understanding the field of financial planning, Jay identified people that had money to manage or those already wealthy, were served but people who had a desire to make more money and become wealthy were not being served. This is when Jay he had to fire his boss and become his own to serve the people who have a desire to learn about money to make more and become wealthy.

Aside from being a financial advisor Jay always searched for ways to create money and not just earn it. Jay’s experience ranges from selling Cell Phones (locally & online), investing in Vending Machines, owning a Commercial Cleaning Company, Joint Ventures, Real Estate, Trading Stocks & Options,….. to seek this thing called financial independence. These life lessons have allowed Jay to be in control of his financial future and his time.

Now, as a Wealth and Insurance expert, Jay has created several streams of passive and semi-passive income, has allowed Jay to retire from corporate America to live life on his own terms. Jay wants you to experience the same and this is why Jay’s Money Secrets was created.

Jay's Money Secrets is a brand that helps individuals, business owners, and families build wealth and leave a legacy. Through Jay's guidance, you are educated on financial literacy to put you on the path of becoming wealthy and achieving financial independence. This allows you to live life on your own terms!